Having an overseas credit card can be very convenient for using many foreign services or purchasing foreign software, etc. Among them, what I currently find most convenient is being able to pay for ChatGPT Plus membership and OpenAI API bills, and of course, being able to easily purchase some foreign servers. However, for someone like me who is in China, it is almost impossible to directly apply for a physical overseas credit card. So, at this time, I found a platform that can provide a virtual US credit card. Below, I will briefly share how to choose and obtain a US virtual credit card.
How to Choose a Virtual Credit Card#
In fact, there are quite a few overseas virtual credit card platforms, such as Dupay (formerly Depay), which is a relatively good virtual credit card platform. However, due to the fact that this platform can only be recharged using virtual currency, it is too high of a barrier for many users in China.
So, I found "WildCard Virtual Credit Card," which allows direct registration and login via mobile phone number, Alipay real-name authentication, and supports various methods of recharging such as UnionPay/WeChat/Alipay. The opening fee and handling fee are also lower, and it provides a remote environment in the United States, which can be easily used for binding OpenAI and ChatGPT for paid usage. WildCard also supports multi-card mode, making it convenient for companies or users with multiple accounts to manage multiple cards easily, and the opening amount is more favorable.
WildCard Official Website: https://zhangzifan.com/go/wildcard (You can enjoy an 88% discount on the opening fee by using the invitation code "LEIXUE". You can fill in the invitation code when prompted during registration, otherwise you can directly enjoy an 88% discount through the link)
If you are worried that you don't know how to register and open an account, you can continue to read the detailed operation steps shared by me later. Otherwise, you can directly enter the official website through the link (zhangzifan.com/go/wildcard) to start the registration process, and follow the prompts to verify and recharge to open an account.
How to Apply for WildCard US Virtual Credit Card#
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Open the WildCard official website zhangzifan.com/go/wildcard and directly register and open an account.
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Enter your mobile phone number, click "Get" and enter the verification code, then click the "Continue" button. (If there is a "Enter invitation code" box, you can enter "LEIXUE" to enjoy an 88% discount on the opening fee. If there is no input box, the 88% discount on the opening fee will be applied automatically.)
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Continue to click the "Start Verification" button on the page to enter the information filling stage, which is necessary for account opening and real-name verification.
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According to the prompts on the page, you need to enter complete information such as your full name and ID card number. Pay attention to not making any mistakes in the pinyin. After filling in, click the "Continue" button. You may be prompted to confirm your full name.
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Open the Alipay scanning page on your mobile phone for face verification. After successful verification on your mobile Alipay, click "Verified" on the page to enter the "Payment" process for account opening.
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Pay attention to all the rights, cancellation policies, and detailed charges on the page. If everything is fine, you can click "Go to Payment" to pay the opening fee. After successful payment, you will have successfully opened a US virtual credit card. If you start the registration through zhangzifan.com/go/wildcard or enter the "LEIXUE" invitation code, the page will display "Enjoyed an 88% discount through invitation".
Precautions for Using Virtual Credit Cards#
WildCard is essentially a virtual debit card. After opening an account, the balance is 0, and it cannot be used for subscription/payment without recharging. In order to successfully bind OpenAI or subscribe to ChatGPT Plus membership, you can use WildCard's "remote environment" for login and account binding. Remember not to bind without recharging, as the platform will perform a fee verification when binding a credit card. If the balance is zero, it will result in a failed card binding and an increased failure rate for transactions.
Disclaimer: WildCard Virtual Credit Card platform is also a platform I found online. Besides the invitation rewards, I have no other economic benefits. I am just an ordinary user, and I cannot promise or guarantee the operation of this platform. Therefore, please treat it rationally and choose carefully. Do not recharge too much balance each time. For any use, operation, or binding failure related to this platform, you can contact the online customer service on the WildCard website. I have also tried their customer service, and besides being a bit slow, I haven't encountered any other issues.
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Article link: https://zhangzifan.com/how-get-us-virtual-credit-card.html